Complete Guide to Credit Card Transfer Partners
We always recommend earning flexible credit card points (Amex, Bilt, Capital One, Chase, etc.) with their ability to transfer to dozens of different airline & hotel programs, rather than being stuck in a single program. Additionally, our Wealth Team prioritizes earning points in multiple buckets enabling us to find the best deal for your upcoming trips because we have more transfer partners at our disposal. And as you’ll notice below, a lot of the co-branded airline & hotel cards that are offered by these banks are also transfer partners, which means we’ll be able to leverage those programs whenever we find the right deal for you. So while it seems like having that Delta or Hilton credit card is earning more points, you’re lowering the ceiling of potential value since you’re stuck in those programs rather than staying nimble to find the highest return for your points.
Here is a comprehensive list of all transfer partners available to each bank & their premium cards. One thing to note: Transferring points is a one-way street. Once they have moved out of your bank account into an airline or hotel program, they are in that program until they are used.
Other American Express Transfer Partners
Aer Lingus
AeroMexico
Delta Airlines
Iberia
JetBlue
Choice Privleges
Hilton Honors
Marriott Bonvoy
Top American Express Transfer Partners
Air Canada Aeroplan
Air France-KLM Flying Blue
ANA
Avianca
British Airways
Cathay Pacific AsiaMiles
Emirates
Etihad
Hawaiian
Qantas
Qatar Airways
Singapore Air
Virgin Atlantic
Other Bilt Rewards Transfer Partners
Aer Lingus
Iberia
IHG Hotels
Marriott Bonvoy
Top Bilt Rewards Transfer Partners
Air France-KLM Flying Blue
Air Canada Aeroplan
Alaska Airlines
Avianca Lifemiles
British Airways
Cathay Pacific AsiaMiles
Emirates
Hawaiian
Turkish Airlines
United Airlines
Virgin Atlantic
Hyatt
Other Capital One Transfer Partners
AeroMexico
EVA Air
Finnair
Virgin Red
Accor
Choice Hotels
Wyndham
Top Capital One Transfer Partners
AeroMexico
Air Canada Aeroplan
Air France-KLM Flying Blue
Avianca LifeMiles
British Airways
Cathay Pacific AsiaMiles
Emirates
Etihad
EVA Air
Finnair
Qantas
Singapore Air
TAP Air Portugal
Turkish Airlines
Virgin Red
Other Chase Transfer Partners
Aer Lingus
Iberia
JetBlue
Southwest Airlines
IHG Hotels
Marriott Bonvoy
Top Chase Transfer Partners
Air Canada Aeroplan
Air France-KLM Flying Blue
British Airways
Emirates
Singapore Air
United Airlines
Virgin Atlantic
Hyatt
Other Citi Transfer Partners
AeroMexico
EVA Air
JetBlue
Thai Airways
Accor
Choice Hotels
Wyndam
Top Citi Transfer Partners
Air France-KLM Flying Blue
Avianca LifeMiles
Cathay Pacific AsiaMiles
Emirates
Etihad
Qantas
Qatar Airways
Singapore Air
Turkish Airlines
Virgin Atlantic